The majority of women worldwide - nearly two-thirds - leave long-term financial decisions to their husbands, according to a 2019 study on wealth management by Swiss bank UBS. Women - not just in Germany but around the world - also tend to voluntarily hand control over their assets to their male partners. Wealth accumulation remains a male domain Although data shows that the financial literacy of women is lagging that of men, one-third of the women surveyed by the center thought their financial knowledge was lower than it actually is. However, a study by the Manheim, Germany-based Center for European Economic Research found that this is probably due more to a lack of self-confidence than to actual gaps in knowledge. One reason seems to be that many women think they have too little financial knowledge. For example, when it comes to investing their own money. The curious thing, however, is that in areas where they could act independently, they still often do not.
In short, German women are still disadvantaged in many walks of life. Women in Germany have a harder time building a career, they earn less than men on average and they have a greater risk of falling into poverty.
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